Car accident insurance can be a tricky topic to navigate, especially with so many rules and exceptions nowadays. However, it’s important for drivers throughout Brockton, Randolph, and Stoughton to understand the ins and outs of their car accident insurance in case they’re ever in a collision.
We at Collision 24 are dedicated to answering our customer’s questions and will work with you if you need help understanding your insurance claim. Below we’ve compiled a list of frequently asked questions regarding car accident insurance to resolve any confusion.
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What Is a Car Accident Settlement?
A car accident settlement is the amount of money paid either to the insured party or to a party damaged by the insured. Each settlement is different depending on the nature and circumstances surrounding an insurance claim.
What Will I Be Entitled to With My Insurance Claim?
This depends on what insurance company you choose and the nature of the claim you’re making. You may be entitled to a refund on your deductible, monetary compensation, or vehicle repairs, but it’s best to discuss specifics with your personal insurance agent. Check your insurance policy to see what damages you could be entitled to.
How Long Will It Take to Resolve My Claim?
Several factors determine how long it could take for your claim to go through. Each claim is unique with multiple sides that must be considered. If a car accident wasn’t your fault, your claim should be processed relatively quickly. You can talk to your insurance agent to get an estimate regarding the length of time it will take to resolve your claim.
What Is an Insurance Deductible?
A deductible is the agreed-upon amount you pay out of pocket after a car accident before your insurance company covers the rest. For example, if your car has $4,000 worth of damage and you pick a $500 deductible with your policy, you pay that amount and your insurance company pays the rest.
Most of the time you only have to pay a deductible when filing an insurance claim, but it’s important to find a deductible you can afford. You can check out more information on car deductibles here.
If I File an Insurance Claim, Will My Insurance Premium Increase?
This varies from policyholder to policyholder. Each insurance company’s policies are different and each automotive claim is unique. Depending on the circumstances surrounding the collision, your rates could be affected. We recommend speaking to an insurance agent if you’re concerned about a premium increase after a collision.
Discussing Your Automotive Insurance with Collision 24
If you’re involved in an accident in Brockton, Randolph, or Stoughton and have any questions about your car insurance, feel free to contact Collision 24 at 508-586-2010 to speak with one of our representatives. We accept all major insurance companies for the convenience of our customers.