The Information You Should Get From the Other Driver after an Accident
It can be tricky navigating the aftermath of a car accident in Randolph or Stoughton, especially if more than one party was involved. Once you’ve checked for injuries, inspected for car damage, and moved to a safe location, it is important to collect the following information from the other driver for insurance purposes. Doing so will make the claim process a bit easier for both parties to navigate. We recommend keeping a pen and piece of paper in your glove box, along with your insurance information, in case an accident occurs. Here is a list of the insurance information you should get from the other driver immediately following a collision:
Basic Contact Information
Make sure you take down the party’s name, address, phone number, and e-mail address after the accident. If the driver’s name is different from the name of the insured, determine the nature of their relationship and write down the information about each individual. The other party’s contact information is essential to filing your insurance claim and reaching a fair settlement.
Information from Witnesses
If there were any witnesses during the accident, you should write down their contact information as well. They may be able to help you if the other driver disputes the order of events or final outcome.
Information from Police Officers
Police reports aren’t always filed for minor accidents. However, if an officer does arrive on the scene, take down their name, badge or ID number, their phone number, and their police report number. You should also ask for a copy of the accident report for your records and your insurance claim. If the other driver disputes your account of events, the police report can provide an accurate account of what happened.
Information about the Car
Once you’ve taken down the other party’s name and contact information, gather as much information about their car as possible. Write down the make, model, and year of the car, along with its license plate number. If you have a camera with you, we recommend taking photos of the damage for evidence to support your claim. Make sure your photos document the overall context of the accident to strengthen your case. Pictures should include damage to your car, the location of the accident, and the people who were involved in the accident.
Information on the Insurance Provider
Finally, make sure you take down the other party’s insurance carrier and insurance policy number. This is arguably the most important information for filing your claim, determining fault, and the payment for damages. Make sure you know what your insurance policy is before an accident so that you’re familiar with your coverage areas.
Dealing with Post-Accident Repairs and Insurance
Car accidents are frightening, and the insurance claim process can be confusing for drivers in Brockton, Stoughton, and Randolph. Luckily, our guide goes over everything you should know about the information you need for insurance claims.
The next time you are in an accident that requires repairs, schedule a servicing appointment at Collision 24. We accept all major types of insurance to get your car back up and running again.