How to Obtain Compensation After a Car Accident
Car accidents can be harrowing experiences. Fortunately, if the accident was the fault of someone else’s carelessness or negligence, all of your injuries and property damage can be compensated. The compensation comes from a settlement with the at-fault party’s insurance company or, less frequently, through a lawsuit.
Collision 24 wants you to know how to ensure that you receive your due compensation from a car accident.
Document the Accident Scene Thoroughly
1. Talk to a Witness
Ask any witnesses questions about the events prior to, during, and after the accident. Gather as much detail from their memories as possible and ask if they’re willing to make a written or verbal statement. Make sure that you also obtain their contact information.
2. Call the Police
Though the at-fault party in the accident may ask you not to involve the police, if you’ve been injured or your property has been damaged, you need to get police documentation of the accident. Police reports are highly persuasive with claims attorneys and insurance adjustors. These reports often carry evidence of fault for one party, and they add a valuable layer of documentation to your case.
3. Photograph the Scene
Use any camera you have available to take photographs of the accident scene. If you don’t have a camera, ask to borrow one from a witness. Make sure that a date is included with the picture for authentication. Photograph the general scene, including faulty street lights or poor signage, any property damage, and any visible injuries you sustained.
Obtain Medical Attention Immediately
Treatment records, medical bills, and doctor’s notes are crucial evidence for proving you’ve been injured and incurred financial damage. You should provide these materials to your own insurance company as well as the at-fault party’s company. Providing a thorough archive of medical issues can reduce administrative costs in reviewing your case, will provide air-tight evidence of your physical injuries, and will lay a strong basis for your settlement demand.
Additionally, it’s important to follow the medical recommendations of your doctor carefully. If you’re documented engaging in physical activity that the doctor advised against, you can weaken your injury claim in the eyes of the insurance adjustor or claims attorney. Further, your claim could be flat out denied on the basis that you’re malingering.
Get Your Property Damage Examined and Procure an Estimate for Repairs
Once you’ve documented the accident scene, spoken with the police, gathered medical records for your injuries, and sent all your claim evidence to the insurance carriers, your next step should be getting repair estimates for your damaged property. You shouldn’t stop at one estimate, either. Aim to get 3 or 4 estimates that point out the repairs you need and provide an expected cost. The insurance company will do an independent inspection of your vehicle, but having your own estimates can help prove the actual cost of repairs to the insurance company so you aren’t shortchanged.
Collision 24 Is Happy to Provide Expert, High-Quality Repair Services
If you’ve recently been in a car accident and followed the above steps toward making an effective compensation claim, remember that you can rely on Collision 24 to both make a repair estimate and bring your damaged vehicle back to pristine shape.
Clickhere to contact Collision 24 and learn more about the excellent services available.