What is a Car Insurance Claim?

If you own a vehicle, chances are you’ll eventually be involved in an accident or have some kind of damage inflicted on your car. This can be an extremely stressful experience, but your insurance agency and Brockton, MA, collision center are there to help you to pick up the pieces and repair the damage. Filing a car insurance claim is the first step you should take after your vehicle has been damaged in any way.

accident_1What is a car insurance claim exactly? This is a report of the incident that you file with your insurance provider. Starting a claim lets your provider know what happened so they can investigate, help you to make settlements that involve medical expenses and bodily injuries, speak to other providers if there were multiple vehicles involved, as well as make the necessary arrangements to have your vehicle towed, thoroughly inspected for damage, and repaired. Depending on your policy, your insurance provider can also hook you up with a rental car.

When Should I File a Claim?

As soon as your vehicle is damaged, you should contact your insurance company. They’re there to help you in your time of need.

Making a claim isn’t just for post-car accident purposes. You may also need to call your insurance company if your vehicle was vandalized, stolen, involved in a minor fender bender, if you need towing services, or if your vehicle was impacted by a weather-related incident.

Since you may find yourself needing to file an insurance claim at any time, you should always keep the contact information for your car insurance company on hand. Keep copies of your policy in your vehicle that includes the company’s phone number and keep the number in the contacts of your cell phone.

What Will I Need to File an Insurance Claim?

accident_4You’ll need a good bit of information on hand when you call to make an insurance claim. It can be difficult to remember it all, especially during an emergency situation, so go over this checklist and write all of the information down. Keep that paper in your purse or wallet so you can get to it fast when you need to file a claim.

  • Your insurance policy number and the full name of the policy holder if you it’s not you
  • The date that the policy begins and ends
  • The phone numbers, addresses, names, and insurance information of other drivers, witnesses, or passengers
  • The license plate numbers and driver’s license numbers of all vehicles and drivers involved

You’ll also need to give specific details of the incident to the best of your ability.

Repairing the Damage

In many cases, the damage that you report when you file a car insurance claim can be repaired. This is when we step in to help you to pick up the pieces. At Collision 24, your local Brockton, MA, collision center, we use our knowledge, special skill sets, and expertise to get your vehicle back on the road quickly.

For more information, visit our services page or contact a representative with our shop today.


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